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    MyDebtLens

    Plan debt payoff scenarios without connecting your bank accounts

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    0Launched Jul 2026
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    What is MyDebtLens?

    MyDebtLens is a U.S.-focused debt payoff planning workspace. Users enter balances, APRs, minimum payments, due dates, income, and expenses, then compare payoff scenarios, payment timing, monthly pressure, and possible roadmaps. No bank connection is required. It also offers a free Can I Afford It? tool and source-backed public articles. MyDebtLens provides educational planning tools and does not offer financial advice, lending, debt settlement, credit repair, or counseling.

    What it solves
    • Debt details are scattered across statements, apps, and spreadsheets.
    • Minimum payments make it hard to see when debt may actually be paid off.
    • New payments can look affordable without showing their effect on the monthly budget.
    • Many people want planning tools without connecting another app to bank accounts.
    How it works
    • Enter balances, APRs, minimums, due dates, income, and monthly expenses.
    • Compare payoff routes, payment timing, monthly pressure, and different scenarios.
    • Review charts, calendars, and reports that turn the numbers into a practical plan.
    • Try the free Can I Afford It? tool before taking on a new payment or expense.

    Key Features

    Debt payoff planning

    Scenario comparison

    Payment calendar

    Monthly cash-flow view

    Payoff charts and reports

    Can I Afford It? tool

    No bank connection required

    Debt education articles

    Integrations

    Google Calendar

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